About Avocado

Whether you’re heading for a romantic weekend in Baja or finding a new place to live, our flexible policy lengths allow for auto insurance policies that can accommodate any length of stay. You can get a quote in seconds and buy your policy in a few minutes from your computer or smartphone.

Covering you in more situations than
any other Mexican insurance provider.

Car Rental

If your vehicle is unavailable in Mexico because it is stolen or needs repairs, our policy can cover a car rental of up to $50 per day for up to 5 days.

Hotel Stays

If you are stranded because of a claim, we will cover an emergency hotel stay worth up to $100 per day for up to 5 days.

Medical Expenses

If you have an unexpected illness or medical condition in Mexico, this benefit covers the costs of doctors and medication related to that illness up to $2,500 (a $50 deductible applies).

Roadside Assistance

The roadside assistance coverage on our policy works similarly to this benefit in the US and covers you anywhere in Mexico. If you have a flat tire, lock your keys in your vehicle, run out of gas or need to be towed due to a mechanical failure our policy will cover the cost of these services for up to $200.

Legal Defense

The legal system in Mexico works differently and this coverage is essential. All of our auto policies include legal defense up to the limit of liability for any damages you may cause with your vehicle.

Flights Home

If you have a total loss or theft in Mexico you shouldn’t have to also worry about the additional cost of getting home. In those cases, this benefit covers the return airfare (up to $1,000 per ticket) to your place of residence in the USA or Canada for up to 5 travelers.

Liability (bodily injury and property damage)

Covers damages you cause to others

If you’re at fault in an auto accident, liability covers damages caused to a third party. That means coverage for any damage to other vehicles, property (mailboxes, street signs, homes, etc.), or even injury or death. Like in the US, liability insurance is required by law in Mexico. Avocado offers the broadest liability policy in Mexico, with U.S.-like coverage conditions. Legal defense funds are offered up to the limit of liability in case legal action is brought against you in Mexico over an accident and bail bonds are also included.

Comprehensive and collision

Covers damage to your car

These are two separate auto insurance coverages: comprehensive covers things that are out of your hands, like theft, vandalism, fire or other acts of nature and glass damage. Collision, on the other hand, covers car accidents. Like insurance in the US, Avocado policies offer comprehensive and collision coverage in Mexico, which is much broader than what standard Mexican auto policies cover. If you choose these coverages, we will also cover towing if your vehicle is involved in an accident and as well as U.S. labor rates for repairs.

Medical payments

Covers your injuries

Avocado ensures medical costs are covered for you and your passengers if you’re injured in a car accident in Mexico. This is useful even if your health insurance covers you in Mexico because there’s no deductible threshold to meet before the insurance pays out. Our policies offer medical payment limits that are usually higher than what most US policies provide.

Roadside Assistance

Covers breakdowns on the road

Avocado ensures that you’ll be taken care of if your vehicle breaks down on the road, whether it be because of dead batteries, a flat tire, forgetting to fill up the tank or even just leaving your keys in the car. This will cover getting you back into your vehicle or towed to a mechanic that can evaluate the issue.

Rental car reimbursement

Covers rental car fees

If your vehicle is out of commission and in need of repairs due to a covered event, Avocado will cover your rental car in the meantime.

Hotel room reimbursement

Covers necessary hotel stays

If your vehicle is stolen or damaged and will be unavailable for a while, Avocado will cover your lodging expenses.

Uninsured motorists

Covers you if damage is done by someone without insurance

If your car is damaged by someone in another vehicle who either doesn’t have insurance or doesn’t have enough, this policy has you covered. Uninsured Motorists Bodily Injury provides additional coverage for any injuries to passengers in your vehicle caused by the uninsured driver. Uninsured Motorists Property Damage means your deductible will be waived if you chose comprehensive and collision or provides some coverage to damage to your vehicle if you chose liability only.

Flights home or to destination

Covers your flight to home or destination if you’re stranded

Afraid of getting stuck out-of-country? Never fear: Avocado covers up to five passengers’ one-way airfare to the nearest airport to your home if your car is stolen, totaled or faces an extended repair in Mexico.

Covers medical expenses in the event of an emergency

Covers you if damage is done by someone without insurance

Any seasoned traveler knows it’s hard enough having to worry about a medical emergency in a different country. This provides coverage for any emergency medical expenses that occur in Mexico, including the fees of medical professionals and medication. Coverage is also provided for emergency hospitalization and medical transportation. A deductible applies and pre-existing conditions are not covered.

Accidental death, funeral expenses and repatriation of remains

Covers any mortal related expenses

If the unthinkable were to happen, we need to know those we care about are taken care of. Accidental death is like a small life insurance policy and funeral expenses reduce any funeral costs to maximize benefits to your loved ones. Repatriation of remains covers the transportation of mortal remains back to their place of residence as well as expenses related to certificates and burials.

See what our clients think about us

Avocado saved my trip!

I broke my arm in an auto accident while driving in Mexico. Avocado insurance was able to help me get medical attention, back to the states, and get my car repairs sorted out!
Kit N. Los Angeles

It’s nice to feel like someone’s got my back!

I travel regularly to Mexico for my business. Going back and forth so much, I needed to be protected. I feel much better about being my trips being covered with Avocado.
Adam D. San Diego

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